If you're not familiar with the term credit card churning, here is a quick summary: you apply for multiple credit cards, get all their sign-up bonuses, pay them off, and close them (often before getting charged annual fees). I've churned through several credit cards and will probably go through several more. There are a lot … Continue reading What is credit card churning and how do you do it?
I get a thrill out of saving money. Some saving comes with more hassle/work than other saving. I'm sure my tolerance level is higher than most, but I'm definitely not cut out for Extreme Couponing at the grocery store. Often the benefit/thrill of saving 20¢ on a jar of pickles isn't worth the hassle of … Continue reading Savings on Every Purchase
Kauai is probably our favorite travel destination so far. After our first trip, we seriously contemplated moving there. We went two years ago with some friends, and several of us used credit card hacks to keep costs down. Between a couple credit card bonuses, it's pretty simple to get flights and fancy hotels covered. Here's … Continue reading How to book a Hawaiian vacation for free
When I got married, my wife had just graduated with a degree in HR. I was completing an internship between my sophomore and junior years. We were broke. We had a little bit of debt and still needed to pay for school. On our honeymoon we packed a cooler full of soda, ham sandwiches, and … Continue reading Frugality or deprivation?