I worked at Wells Fargo during their shameful years. Any garbage you heard about their slimy sales tactics are likely true. I had managers direct me to run credit card applications without telling the applicant (although I never did). I watched employees copy credit card info from our system to sign people up for credit … Continue reading How are salesmen steering your decisions?
WARNING, this post may be more dry than some others... Lots of numbers and graphics... It may not be as entertaining or short as my other posts. But if you apply what I'm saying, it'll likely save you a few thousand dollars the day you sign for your next home purchase... and maybe a little … Continue reading You need to shop harder for a mortgage
When I got married, my wife had just graduated with a degree in HR. I was completing an internship between my sophomore and junior years. We were broke. We had a little bit of debt and still needed to pay for school. On our honeymoon we packed a cooler full of soda, ham sandwiches, and … Continue reading Frugality or deprivation?
In 2011, I enrolled in a real estate agent licensing course. I knew there was a lot of money to be made, but didn't think I would ever give up the security of a regular paycheck with benefits. I was working at Wells Fargo, got a few promotions, and learned about a "conflict of interest" … Continue reading Some things I’ve learned about self-employment
When I started working full-time in my early 20s, I had very little financial literacy. Ironically, I was working in a bank, and most colleagues didn't know a whole lot other than "our 401(k) plan is awesome." As I went through the required new hire training courses, the 401(k) section talked heavily about the benefits … Continue reading How do I start investing?