The banking and investment worlds are full of fees. I really learned this while working at Wells Fargo. Boy did they charge fees! Some avoidable, some inevitable. Just want a checking account (no savings or credit card)? $10/month fee. Sending a wire transfer? $35 fee. Receiving a wire? $15 fee. Want your credit card to … Continue reading How fees can ruin your retirement
Progress
Setting Goals
Throughout this blog, I will talk and focus on retirement and financial independence (FI). I will use these terms interchangeably, so I must define them. Retirement and FI are reached when a salary, wage, or work becomes optional to live the rest of your life. I fully intend to continue making money and working as … Continue reading Setting Goals
Why I’m Writing This
I've always been... let's call it... extremely careful with money. Even as a kid in an upper middle class family, I never felt comfortable asking my parents for a candy bar at the grocery store, unless I saw they were on a sale like 4 or 5 for $1. My mind always runs cost-benefit … Continue reading Why I’m Writing This
Salary Optional 